Stop overpaying taxes on your commissions.
We work with agents to structure income smartly, capture every deduction, and plan for the feast-or-famine commission cycle.
Self-employment tax on six-figure commissions without S-Corp planning. Missed home-office and auto deductions. Surprise quarterly underpayment penalties from a closing that landed in the wrong month.
How we fix it.
Intake & broker 1099s
We pull your commission history, MLS dues, vehicle records, and last year's return.
Entity check
We run the S-Corp breakeven on your real numbers and tell you, plainly, whether the election makes sense for you this year.
Deduction sweep
Vehicle (mileage vs. actual), home office, MLS/CE/dues, marketing, client gifts, staging. Coded correctly, documented for audit.
Quarterly planning
Closings cluster. Estimateds get adjusted as the pipeline moves. We meet quarterly so the year doesn't end with a surprise.
Why us for real estate agents.
IRS Enrolled Agent, enrolled to represent taxpayers before the IRS in all 50 states, alongside CPAs and attorneys.
Finance training: the math behind every recommendation we make. Currently in law school.
When to elect S-Corp — typically $60K – $80K net.
Below that, the payroll overhead eats the savings. Above it, every dollar of reasonable distribution avoids the 15.3% self-employment tax. We run the breakeven on your real numbers, not a generic table.
Mileage vs. actual on the listing-tour vehicle.
Mileage is simpler but caps the deduction. Actual captures depreciation, insurance, and fuel — sometimes worth thousands more. We pick the method that wins for your year.
Client gifts, MLS dues, and what's actually capitalizable.
$25 per-client gift limit. CE deductible, license renewal deductible. Branded marketing expense; staging furniture often capitalizable; closing-gift gift cards a gray area. We know the lines.
Pricing, on the page.
Published prices · Quoted in writing before any work startsHow it works: one annual fee, half paid at engagement and half before your return is filed. Everything past the package baseline is a published add-on at a fixed price, so nobody counts forms. Books, payroll and sales tax are the only monthly items, because they are the only monthly work. See the full grid and every add-on or get your price in a minute.
One practitioner. Every file, personally led.
Cody is an IRS Enrolled Agent with an MBA — a solo practitioner with a small support team, working out of Lakeland, Florida. He is also currently in law school.
Every client engagement is led by Cody personally. The firm stays deliberately small so the work stays deliberately careful — and so when the IRS calls, the person who picks up is the person who filed your return.
Common questions.
If yours isn't here, ask it on the intake — we read every one before the first call.
Should I form an S-Corp?
If you're consistently netting $60K – $80K+, almost always yes. Below that, the payroll filings and admin cost typically wipe out the savings. We run the math first.
How much should I pay myself?
Reasonable compensation — what the IRS would expect for similar work in your market. We document a defensible figure based on your role and your area's pay data.
Are home staging costs deductible?
Consumable staging supplies are deductible expenses. Long-life staging furniture often needs to be capitalized and depreciated. We classify per-item.
What records do I need to keep?
Commission statements, MLS receipts, mileage log (or actual vehicle costs), CE records, gift logs, marketing invoices, and a contemporaneous home-office calendar. We give you a one-page checklist.
Can you handle multi-state agents?
Yes — licensed agents working across FL/GA/NC/SC come up often. We file the home-state return plus non-resident returns where commissions sourced. Credit for taxes paid is set up so you don't double-pay, and each state beyond the first is a published $100 add-on.
What if my broker classifies me as a W-2?
Then most of this doesn't apply — you can't deduct unreimbursed business expenses under current law. We'll model whether a switch to 1099 (where your broker allows) is worth the trade.
Related
- Business tax preparationS corp, partnership, C corp and Schedule C returns, with the owner's return included.
- S corp tax servicesWhether the election pays, Form 2553, a salary you can defend, and the 1120-S.
- Monthly bookkeepingMonthly close and reconciliations from the firm that files your return.
- Real estate taxRentals, short-term rentals, flips and agent commissions.
Your last closing was beautiful. The tax bill doesn't have to be.
Send us last year's return and a list of your year-to-date closings. We'll have a number on the call.